Kilimo Akiba: Empowering Farmers Through Smart Agricultural Savings in Tanzania

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Overview


Launched in December 2020 in Dodoma, Kilimo Akiba is an innovative financial solution designed to help farmers save for agricultural inputs and improve financial preparedness. Developed in partnership with Tanzania Commercial Bank (TCB), CRDB Bank and Tigo Pesa, the initiative offers farmers a secure, dedicated savings account with no deductions or operating costs.

Farmers can conveniently deposit and manage their savings through bank agents, branches, mobile money services, or USSD codes starting from as little as 500 Tanzanian Shillings. The Dodoma launch, attended by Hon. Dr. Tulia Ackson, marked a significant step toward advancing financial inclusion in Tanzania’s agricultural sector.


How It Works

Kilimo Akiba enables farmers to gradually build savings ahead of the farming season, ensuring they have the capital needed at the right time. Farmers can:

  • Open a dedicated Kilimo Akiba account
  • Deposit any amount starting from TZS 500
  • Save via USSD, mobile money, bank branches, or agents
  • Access their funds when needed for agricultural inputs

Key Benefits

  • No hidden costs: Zero deductions or operating fees
  • Accessible saving: Multiple convenient saving channels
  • Financial readiness: Ensures timely access to farming inputs
  • Improved productivity: Supports better planning and investment
  • Financial inclusion: Empowers farmers through formal banking services

Coverage Areas

Kilimo Akiba is currently available in six regions across Tanzania:

  • Songwe
  • Mbeya
  • Iringa
  • Morogoro
  • Kigoma
  • Kahama

Beyond Savings

Kilimo Akiba goes beyond traditional saving by connecting farmers to a broader agricultural ecosystem. Through the platform, farmers can access affordable inputs, connect with verified markets and qualify for small loans to support and expand their farming activities.

This integrated approach strengthens farmers’ resilience, enhances productivity and promotes sustainable agricultural growth across Tanzania.


Start saving today with Kilimo Akiba and take control of your farming future.